The plaintiff, who offers credits to consumers, visited potential consumers and actively tried to convince consumers to conclude agreements. It was established that in those credit loan agreements, the total price was not indicated in a clear and unambiguous manner.
It was established that there was insufficient material information regarding the consumer credit.
Consequently, the defendant imposed a fine on the plaintiff.
The plaintiff appealed to this decision and filed a request to the court to reduce the fine.
The first court identified a breach of Article 6 (1) of the Lithuanian Law on Prohibition of Unfair Business-to-Consumer Commercial Practices which relates to misleading omissions. Thus, the first court decided to reject the complaint. The plaintiff again appealed to this decision of the first court.