The Authority ruled that the information provided in the promotional campaign omitted material information such as the fact that, in addition to the monthly instalments, a monthly agency fee and a one-time registration fee must also be paid. Further, the Authority held that the defendant failed to properly inform the consumers, which in the Authority's opinion are vulnerable consumer from a financial point of view (the consumers were banned by credit institutions), on the risks in this construction, such as the content and unknown term of exercising purchasing rights, the sphere of products that could be purchased, and overall on the material attributes of the construction as a whole. The Authority rejected the defendant's arguments that consumers were further informed on a later point in time, as in this case, the Authority ruled, they had already taken the decision to visit the defendant's offices. The Authority therefore concluded that the defendants violated the provisions on omission to provide material information.
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