The object of the proceedings was the promotional campaign of defendant (a bank), encouraging actual and potential clients of the bank to take advantage of the offer "Przyjaźń procentuje" ("Friendship pays off") for fixed-term savings deposits.
From 17 November to 19 December 2009, the defendant published materials in the form of brochures, labelled "Recommendation Certificates".
The President of the Office of the Competition and Consumer started proceedings, as the trader was misleading the consumer, because the brochures did not state that the terms of the offer (including the interest rate for the deposits) were subject to modification.